A Free Mom

Making Minimum Payments? Here's Why You're Donating Money to the Banks.

Debt Settlement vs. Bankruptcy: Here's How to Know Which Path Is Yours.

Why Banks Don't Want You Debt-Free (And What to Do About It).

Debt Collectors Won't Stop Calling? Say These 11 Words and They Legally Have to Stop.

Your phone won't stop buzzing. Unknown numbers. Private callers. Over and over. And you already know who it is before you even look. Debt collectors. Calling during dinner. Calling while you're at work. Calling when you're trying to get the kids to sleep. Here's what almost no one tells the woman who's been ignoring these […]

$20,000 in Credit Card Debt? Here's What I'd Do First (It's Not What You Think).

You know that feeling when you log in… ...And see the balance? $8,000. $15,000. $25,000. And you've been paying. Every month. On time. Doing everything right. But the number barely moves. Here's what almost no one tells the woman who's been making minimum payments for years… ...The credit card companies are counting on you to […]

Debt Consolidation: Here's What They're Actually Offering You.

You did everything right. You researched. You compared. You found a company with good reviews. They said you "pre-qualified" for debt consolidation. Lower payments. One monthly bill. Finally… relief. So you called. And then something shifted. "Well, based on your situation, you don't quite qualify for the loan… but we have this special program that […]

She Was Paying $1,550 a Month. Here's How She Cut It to $1,090 Without Falling Behind.

You know that number, don't you? The one you see every month when you log in. The one that makes your chest tight. You're paying everything on time… ...Making every minimum payment… ...Doing everything "right"… And somehow you're still $200 short every month. Dipping into savings just to keep the lights on. Here's what almost […]

1 2 Next »