Your phone won't stop buzzing.
Unknown numbers.
Private callers.
Over and over.
And you already know who it is before you even look.
Debt collectors.
Calling during dinner.
Calling while you're at work.
Calling when you're trying to get the kids to sleep.
Here's what almost no one tells the woman who's been ignoring these calls for weeks…
...There's a legal way to make them stop.
Eleven words.
That's it.
And they hate it.
Because once you say it…
...They can't call you again.
Let me show you how this works.
First… how did they even get your number?
You probably didn't give it to them directly.
Here's what happened:
You owed money to a credit card company.
Or a utility company.
Or a medical provider.
They couldn't collect.
So they sold your debt to a third party.
For pennies on the dollar.
And that third party bought the right to collect the full amount from you.
Along with your name.
Your phone number.
Your address.
Everything.
Now they're calling.
Some are collection agencies.
Some are law firms.
Some are debt buyers who paid $200 for your $2,000 debt…
...And they're hoping to collect the full amount from you.
Here's the kicker…
Sometimes they're calling the wrong person.
If you think that might be you?
You can request debt validation.
Which forces them to prove the debt is legitimate and they have the right to collect it.
So what's their goal?
To get you to pay.
Any amount.
They'll call.
Text.
Email.
Mail letters.
Sometimes they'll even call your family members looking for you.
Some use scare tactics.
"You're going to jail if you don't pay."
"We're filing a lawsuit tomorrow."
"Your wages are about to be garnished."
But here's the truth…
They can't put you in jail for debt.
They can threaten.
They can pressure.
But they can't lock you up.
Why do you think they use those tactics?
Because fear works.
And most people don't know their rights.
Here's the legal hack they don't want you to know…
It's built into the Fair Debt Collection Practices Act.
The FDCPA.
If you want them to stop calling…
...All you need to do is pick up the phone and say this:
"Please cease and desist all calls and contact with me immediately."
Eleven words.
Once you say this…
...They are legally not allowed to contact you.
Ever again.
From what we see with thousands of people we help…
...It's incredibly rare for a collector to keep calling after this.
Because if they do?
They're violating federal law.
And you can sue them for $1,000+ in damages.
A few things to know:
If you have multiple collectors calling, you need to say this to each one.
You can use your own words as long as you tell them to "cease and desist all contact."
This stops the calls — but it doesn't make the debt disappear.
Now here's the important part…
Just because the calls stop doesn't mean the debt goes away.
If you owe the debt…
...The creditor could still sue you to collect.
And that's why it's really important to get clear on your best path forward.
Some people settle the debt.
Some file bankruptcy.
Some pay it back in full.
Everyone's situation is different.
Look…
I know this is stressful.
Getting bombarded with calls.
Feeling like there's no escape.
But you have options.
And you deserve peace of mind and a plan that actually works for you.
I've talked to too many women who drained their savings and retirement accounts…
...Before they finally took a step to get out of debt.
You're smart enough to know what you don't know…
...And what you don't know yet is which path gets you out fastest.
Here's how to find out…
We built a free calculator.
Takes about 2 minutes.
It shows you:
Whether debt settlement makes sense…
Whether bankruptcy makes sense…
Whether nonprofit debt management makes sense…
The timeline for each…
The cost for each…
The credit impact for each…
All based on YOUR situation.
No email required.
No pressure.
No bias.
Just help.
So you can stop the calls…
...And start building the plan that actually gets you free.
Click below and let's see what your options are.
P.S. When those calls finally stop…
...And you see the path that gets you out…
...You're going to feel your shoulders drop for the first time in months.
Because silence is powerful.
And knowing what's next is even more powerful.
I'll be here when that happens.
You're already doing the hardest part.
